How it Works
1. Simply complete and submit the short online application.
2. In just a few moments, you will know if you’ve been accepted. Many of our loan applicants get approved for a loan quickly.
3. Upon acceptance, you will receive your loan agreement to sign electronically over the Internet.
Here are some of the most Frequently Asked Questions:
How Does the Fast Cash Advance Online Program Work?
After you submit the online application for processing, it takes moments to receive an acceptance answer. At that point, you would be able to accept your loan agreement via the web, then the processing begins for funding.
What Is The Maximum Amount that I can Apply For?
Maximum : $1,500*
How is My Personal Information Protected at This Website?
Your personal information is private.
If I Have No Credit or Bad Credit, How Will This Affect My Ability To Get The Loan?
You will not be denied a loan based on your past or present credit history. You just need to have enough money in your bank account to repay the loan when on the due date.
Will a Payday Loan Negatively Affect My Credit History or Make It Any Worse?
No. The payday loan will not show up on your credit history and will not have anything to do with your credit rating. However, the loan could help to improve your credit score if you pay it back sooner.
Is The Payday Loan Industry Regulated?
Yes. Regulation of payday lending Institutions is handled primarily by individual states.
What Would Happen If I Cannot Afford To Pay The Loan Back?
The loan may be allowed to ‘roll over’. Usually if you default on the loan or refuse to repay it, the normal process is through a debt collection agency in order to recover the money or even attempt to recover the funds through a small claims court.
I Work Part Time, Can I Still Be Accepted For a Loan?
Yes. You can still be accepted for the loan even if you work part time, considering that you have a payslip to confirm your regular employment and you earn at least $1,000 per month.
When Can I Receive My Loan?
You could have your loan within hours, but could take up to 24 hours and depends on the processing schedule.
Will You Need To Contact My Employer?
No. There is no need to contact your place of employment.
How Pay Day Loans Work
Pay day loans are very short term loans for small amounts. In most cases, a pay day loan ranges between $100 and $1,500 with a repayment period of two weeks – which is the average period between pay days.
The process of getting a pay day loan is much easier and much simpler than receiving a loan through a traditional bank. Our goal is to help you find the best terms at the lowest rates.
Online applications for pay day loans are very basic and most can be filled out in a matter of minutes. You will be asked for some standard information as it relates to your full name, address, telephone number and an email address.
Here are some of the basic requirements you need to meet before receiving a payday loan:
- You must be employed or receive regular income
- Need to make at least $1,000 per month
- Must not be active in the Military
- Need to be at least 18 years of age
- Have a checking account and are a U.S. citizen or permanent resident
If you decide to get a pay day loan online, you will have to provide a bank account number and your bank’s routing number to actually receive the loan.
The routing number is a number assigned to an individual bank which allows electronic transfers to reach the correct bank. The account number and routing number are provided, so the funds can be deposited into your account.
You agree to repay the loan by a certain date. The agreed amount is then debited from your account on that due date.
